Campbell County's Community Bank Your Community. Your Bank.

Heritage Bank has built a tremendous reputation for serving your Campbell County neighbors, families, public entities and small businesses. We're here for every stage of your life. And we're not going anywhere.

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Timeless Values. Modern Convenience. Easy to Switch. Here to Stay.

Bank locally where staff deliver everyday above and beyond service. Bank from home, the office or wherever you travel using our market leading digital banking or our national network of ATMs. 

Personal Banking

Make managing your money simple, rewarding, and stress-free. Whether you’re getting started or ready to take your next financial step, we have the tools and people to help you along the way.

Our customers are more than 2Xs more likely to refer friends and family to us.

Business Banking

Checking, savings, loans and cash flow tools. As a locally owned bank specializing in small business banking, we're equipped to help your business whether it's a start up or an established company celebrating a milestone anniversary.

Our business customers are more than 5Xs more likely to refer other businesses to us.

Digital Banking & ATMs

Bank whenever and wherever it's convenient to you. Use our digital tools for everyday banking from a smart device or laptop.

Find surcharge-free ATMs close to home as well as tens of thousands of ATMs across the nation.

Three Easy Steps to Switch

1. Tell us what kind of account you're looking for.
2. Pick your preferred time to meet with a local banker.
3. Use ClickSwitch to move your automatic payments, direct deposits and other regular transactions online with just a few taps.

That's How We Bank Proudly Serving Campbell County

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Scot Rawe

Cold Spring Branch Manager

p: 859-916-6400
e:  s.rawe@ourheritage.bank

- Lifelong Campbell County resident
- Member of Plum Creek Christian Church
- Campbell County youth basketball and baseball coach

 

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Tanya Krift

Alexandria Branch Manager

p: 859-694-4660
e: t.krift@ourheritage.bank

- 25-year Campbell County resident
- Mother of two Campbell County High School graduates
- Loves visiting AJ Jolly Park and the Alexandria Community Park

 

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Liz Werrmann

Newport Branch Manager

p: 859-916-6310
e: l.werrmann@ourheritage.bank

- Born and raised in Campbell County
- Cold Spring resident
- Member and avid volunteer at Newport Elks Lodge for over 10 years

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Nick Eberhard

VP, Commercial Lending

p: (859) 916-6409
e:  n.eberhard@ourheritage.bank

- Passionate about helping others achieve success
- Committed to understanding customers and their businesses on a deeper level
- Focused on guiding customers toward their goals

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Andy Johnston

VP, Commercial Lending

p: (859) 359-0907
e: a.johnston@ourheritage.bank

- Born and raised in Alexandria, KY
- Focused on building strong relationships
- Dedicated to understanding your goals and providing personalized solutions tailored to your vision

Banking For Our Communities

"I bank with them personally and with my work. We have used other banks, but moving to Heritage Bank has been a good decision."


- Juanita S.

"The easiness of everything is hard to beat. They are always friendly and helpful."


-Ben W.

"I have been banking with heritage for 30 years! I trust them."


- Michael M.