CD & Money Market Specials

10 Month CD – 4.25% APY*

18 Month CD – 3.50% APY*

Money Market Promo:

Daily Balance: $25,000.00 - $99,999.99 - 3.05% APY*

Daily Balance: $100,000.00 and over – 3.25% APY*

Save more with our CD and Money Market promos. Saving for a new home but waiting until the market settles? Our CD and Money Market specials can help you save more risk-free while you wait. Retired or semi-retired and looking for a safe way to boost your savings? Check out our specials.

CD Specials Feb 8th

Current customers can open a CD special through their online banking account – nothing could be simpler or faster.

First time Heritage Bank customers can start here.

Or visit any branch.

*APY is Annual Percentage Yield. The APY is accurate as of 2/8/2023. $2,000 minimum deposit. An early withdrawal penalty may be imposed. Public Funds ineligible for promotional CD rates. Member FDIC.

Money Market March 13


Open a Money Market Account at any branch.

Call or email ahead to make an appointment or just drop by at your convenience.

* APY is the annual percentage yield and all APYs disclosed are accurate as of February 8, 2023. Fees may reduce earnings. The minimum balance is the amount of principal in the account each day. A $25,000.00 minimum deposit is required to open the promotional money market account. In order to qualify for the Promotional Rate Tier of 3.00% interest rate and 3.05% APY you must keep a balance from $25,000.00 to $99,999.99 in your account. In order to qualify for the Promotional Rate Tier of 3.20% interest rate and 3.25% APY you must keep a balance of $100,000.00 or more in your account. The promotional rate is only available for new money, which is funds not on deposit at Heritage Bank within the last 12 months, deposited into a new promotional money market account at Heritage Bank. Stated APY’s will be paid on qualifying balances for 180 days from the date of account opening. After 180 days, all balances will be subject to the non-promotional variable rates being paid at that time on the Heritage Bank Money Market Account. When your balance falls into a particular rate tier, your entire balance will earn the applicable rate in effect for that tier. If your balance falls below $25,000.00 you will receive the regular variable Heritage Bank Money Market rates of $0.01 to $9,999.99, which will earn 0.35% APY; and balances of $10,000.00 to $24,999.99, which will earn 0.45% APY. If after account opening, your account balance is under $25,000.00 and receiving the regular rate, interest rates and APYs may change at any time. Member FDIC. Public Funds ineligible for the promotional Money Market.