CD & Money Market Specials

10 Month CD – 3.75% APY*

18 Month CD – 3.25% APY*

Money Market Promo – 3.05% APY**

Save more with our CD and Money Market promos. Saving for a new home but waiting until the market settles? Our CD and Money Market specials can help you save more risk-free while you wait. Retired or semi-retired and looking for a safe way to boost your savings? Check out our specials.

CD Specials Jan 5

Current customers can open a CD special through their online banking account – nothing could be simpler or faster.

First time Heritage Bank customers can start here.

Or visit any branch.

*APY is Annual Percentage Yield. The APY is accurate as of 1/5/2023. $2,000 minimum deposit. An early withdrawal penalty may be imposed. Public Funds ineligible for promotional CD rates. Member FDIC.

Money Market Jan 5-1


Open a Money Market Account at any branch.

Call or email ahead to make an appointment or just drop by at your convenience.


** APY is the annual percentage yield and all APYs disclosed are accurate as of 1/5/2023. Fees may reduce earnings. The minimum balance is the amount of principal in the account each day. A $25,000 minimum deposit is required to open the promotional money market account. The account balance must stay at $25,000 or above to keep the Promotional Rate of 3.00% interest rate and 3.05% APY. The promotional rate is only available for new money, which is funds not on deposit at Heritage Bank within the last 12 months, deposited into a new promotional money market account at Heritage Bank. Stated APYs will be paid on qualifying balances for 180 days from the date of account opening. After 180 days, all balances will be subject to the non-promotional variable rates being paid at that time on the Heritage Bank Money Market Account. When your balance falls into a particular rate tier, your entire balance will earn the applicable rate in effect for that tier. If after account opening, your account balance is under $25,000 and receiving the regular rate, interest rates and APYs may change at any time. Public Funds ineligible for the promotional Money Market. Member FDIC.